Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Possible Finance Mobile Installment Loans, Fast5kLoans Short-term Loans Connection Service, Instant to a Payactiv card, otherwise up to 48 hours, 2.63 out of 5 stars, based on 41 customer reviews, 3.3 out of 5 stars, based on 354 customer reviews, 4.8 out of 5 stars, based on 28,100 customer reviews, 4.7 out of 5 stars, based on 29,699 customer reviews, Instant in some cases otherwise up to two business days, Register on app and connect to bank account before requesting funds as needed, Apply online and connect to bank account each time you apply, Available to salaried and hourly employees, Limited options if your employer isnt enrolled in Payactiv, Potential program fees of up to $5 per pay period, SmartSave tool to help you set monthly savings goals, Access to online banking through the Payactiv debit cards, Exclusive discounts on gas, prescription drugs and other products, Bill pay and the ability to transfer funds to Uber and AmazonCash. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. This product doesn't have any reviews yet. Stay away from this bank. Be sure to include your Employer's name, Employee ID, and Mobile number. I will never use this card again and I will tell everyone I know to never get one. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Please try again later. Have a blessed day. Our information is based on independent research and may differ from what you see from a financial institution or service provider. He deserves recognition. You can make up to three cash advance transactions per pay period. Here are 8 tips for writing great reviews. My kids are sick and I'm a single mother who needed to get them to the hospital. m was so helpful he updated my ewa hours so I could handle all my business. Hi Angelica,We sincerely apologize for your negative experience. These offers do not represent all available deposit, investment, loan or credit products. & you guys really need to fix this issue with the app not being up to date & chats closing out & now my earnings chart, isn't trying to show what I made & just stopped after finally popping back up again now trying to stop showing what i madevery frustrating. EWA has not worked for a while. $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+. I wish I never started using this app, its so frustrating!!! It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. We'd like to turn this around and resolve your issue ASAP. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. :), I am changing my review again because grace helped me out with no problem. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. Love you Davis M! For two whole months I tried to get money from the bank they sent it back to, which resulted in two late credit card payments and a debt to my cousin! One of our representatives will be reaching out to you shortly. In the Business to Business Service category. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Hi Bella,Thank you for taking the time to write a review about your experience. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. She did such a wonderful job, was patient and empathetic and had my problem fixed instantly. If your employer offers EWA, all fees to access your earned wages are less than $3. PayActiv is accredited by the Better Business Bureau with a B, which is typically an indication of good customer service. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. banks. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. We always try our best to do our job well and your kind words make it all worthwhile. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. One of our representatives will be reaching out to you shortly to assist you. Ray M. made it so easy to get set up where i can have access to my wages. Shout-out to Ronnie O'Connor for helping me resolve my issues with my lost card. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Took 5 minutes on chat to get asked the number to my account, while I was logged in. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. He knows how to do his job and seems to care about it and the customers he's helping. PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. He was very knowledgeable and suggested the best way to access my money the fastest way possible. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Hi Tasha,We sincerely apologize for your negative experience. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. Private company. Get the money you worked for today, to spend on what matters to you. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. :). Hi Eric,Thanks for letting us know about your concern. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Faster access to your money. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. But a small percentage of users didn't have a seamless experience. We update our data regularly, but information can change between updates. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. One of our representatives will be reaching out to you shortly to assist you. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. Have a blessed day. Hi Lasheka,We sincerely apologize for your negative experience. Since its inception in 2012, the company has worked with over 1500 organizations and served 2 million+ users to collectively withdraw over $5B in earned wages. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Compensation may factor into how and where products appear on our platform (and in what order). When possible, please email us your details at support@payactiv.com with App reviews in the subject line. Read 4 more reviews about Payactiv Inc. LM. However, this Earned Wage Access the key selling point of the PayActiv app is only available if your employer also participates in the program. We spend all day researching the ever changing landscape of HR and recruiting software. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Consider another cash advance option if your employer isnt enrolled. Payactiv is the Consumer Financial Protection Bureaus first approved EWA provider. Explained my issue & he definitely assisted what agent Jane E messed up on. Run! If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. And PayActiv comes close, which is why it earned a 4.9 rating in this category. If it's wasn't for the supervisor on shift Ned T. This would received 0 stars. You can also easily lock lost or stolen cards. If your employer is already a member, youll need to ask them to set you up with a PayActiv account. Companies can ask for reviews via automatic invitations. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. We'd like to turn this around and resolve your issue ASAP. Just send an email to support@payactiv.com. Horrible business and customer service. Payactiv uses time and attendance data to provide earned wage access to employees. Meanwhile, I will be overdrawn due to lack of funds. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. We may also receive payment if you click on certain links posted on our site. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. Learn more at www.payactiv.com. Beware Dont Use. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. 20072023 Credit Karma, LLC. Ronnie was a FABULOUS agent to work with. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. This is the absolute worst app!! A team member will be in touch ASAP. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave.